FC 27 Tax Calculator
Work out what you keep after EA's 5% transfer market tax, and the lowest sale that still gets your coins back.
After-tax price
- EA tax (5%)
- 500
- You receive
- 9,500
Break-even price
- Sell for at least
- 10,527
- Profit target +10%
- 11,579
How the 5% EA tax works
Every time a card sells on the FC 27 transfer market, EA takes 5% of the sale price before the coins reach the seller. The buyer pays in full; the seller gets 95% of it. The tax applies to every sale, whatever the card and the amount, and on every platform: PlayStation, Xbox, PC, the Web App and the Companion App. Its purpose is to take coins out of the game, which keeps prices from inflating over a season.
The tax formula
Two numbers matter when you trade, and the calculator above works out both:
- What you receive = sell price × 0.95. A 50,000 sale pays you 47,500.
- Break-even price = buy price ÷ 0.95. A card bought for 50,000 has to go for at least 52,632 to get your coins back.
Because listings go up in fixed steps, round the break-even figure up to the next valid step: in recent games that meant steps of 50 below 1,000 coins, 100 up to 10,000, 250 up to 50,000, 500 up to 100,000 and 1,000 above that. Our calculator gives the exact figure; the game rounds the listing for you.
Examples
| You buy for | Break-even sale | Sale for +10% profit |
|---|---|---|
| 1,000 | 1,053 | 1,158 |
| 10,000 | 10,527 | 11,579 |
| 50,000 | 52,632 | 57,895 |
| 100,000 | 105,264 | 115,790 |
| 1,000,000 | 1,052,632 | 1,157,895 |
On a 100,000 card the tax alone is 5,000 coins per sale. That is why small flips rarely pay: a card has to rise more than 5% in value before trading it makes you anything at all.
Trading tips that account for tax
- Aim for margins well above 5%. Flipping for 3% or 4% loses coins once tax is taken.
- Use Buy Now and bids together: buying a little below market value is where most profit comes from.
- Time your sales. Cards tend to fetch more in the evening, when more players are online and buying.
- Count the tax on SBC fodder too. Selling spare cards to fund an SBC loses 5% each time, so sometimes it is cheaper to keep them.
Trading is the slow way to grow a balance. If you would rather skip it, you can buy FC 27 coins for your platform instead, at live rates that already show the exact total. Want to know where your next big spend should go? The promo calendar shows what is coming.